The pharmaceutical industry has a mixed view of generics and this shows up in the way drugs are marketed. Every manufacturer wants to promote the sales of its big-selling branded drugs. Once the research and development costs have been recovered, they are very high-profit products either until the end of the patent period or until the other manufacturers independently recreate the chemistry and patent their own versions.
… Read the rest
At the modern times of plenty when finance companies and banks seem to be throwing money our way so there’s no need to worry about credit scores. But anyone can have difficulties finding work, there’s always the risk of losing a good jobs for some reason. And even at good times the poor face a lot of difficulties to get into the banking system and more of the
… Read the rest
This month, it’s been slightly disconcerting to see stories about Rep. Michele Bachman and a New York rabbi agree the earthquake that hit the East Coast was the work of the Old Testament God. The rabbi claimed God was upset that New York had legalized same sex marriage. Bachman said God was warning Washington politicians to cut back on spending. Frankly, the idea a candidate for the
… Read the rest
In the good old days before there were organized police forces, it was left to a few individuals to enforce the law. When they proved inadequate, there were feuds and vigilante action by the victims. Obviously, this fighting disturbed everyone, so states slowly got into the law enforcement business, recruiting and training people to keep the peace and identify criminals. Today, we rely on state and federal
… Read the rest
If a family unexpectedly loses one of the incomes, the effect can be devastating. If we look around, there are tens of thousands of two-income families struggling to make ends meet. If unemployment cuts off one income you always hope this is just a temporary blip. But if the worst has happened, there’s no recovery. This means every family should aim to carry some level of financial
… Read the rest
